Consumer Disclosure

• This website is not intended to provide advice or recommendations or offer to buy or sell any product or service. You should consult your portfolio manager before acting based on any information provided on this website.

• This website may be used only in Provinces and Territories of Canada where LDIC services are legally registered.

• LDIC does not accept any liability for your use of the website. LDIC is not liable to any persons for damages suffered as a result of use of this website.

• You agree to indemnify, defend and hold LDIC and all its directors, officers, employees harmless from and against any and all liabilities, expenses and costs, including without limitation reasonable legal fees and expenses, incurred by LDIC and related parties in connection with any claim arising out of your use of the website.

• LDIC may collect, use and disclose your personal information in accordance with our Privacy Policy. By using this website, you agree to the collection, use and disclosure of your personal information in accordance with our Privacy Policy. LDIC may from time to time change our Privacy Policy without prior notice or liability to you.